Before You Plan Your Wedding... Plan Your Marriage

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They will, on the other hand, often cost your guests more than traveling to a local wedding, which could whittle the attendees list. Ideally, the longer you have to save and plan for your wedding, the better.

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Cowles says getting your budget right begins with a discussion about what kind of wedding you want. A destination wedding? Inviting 20 or 30 of your closest family and friends to a backyard wedding, for instance, will cost much less than a black-tie affair with a guest list in the hundreds. Cowles says that as you make your guest list you should group people into one of three categories: immediate family and best friends, good friends and extended family, and co-workers or casual acquaintances.

How to Plan a Wedding in 6 Months or Less

From there you can work on getting a per-person figure on which to base your budget. As you add up costs, you and your spouse-to-be may need to do some prioritizing. Make a list of expenses that includes everything you want to spend money on, even if it seems frivolous. Then go back through the list and separate the must-haves from the things you could eliminate without it putting a damper on the big day. For example, you might be able to save money by making the wedding favors or centerpieces yourself instead of buying them.

Or you could save money on the rehearsal dinner by hosting a backyard barbecue or potluck rather than taking guests out to an expensive restaurant. Making things yourself could save you money, but you should consider how much you might spend for materials, as well as the time investment required, to decide if it makes sense. As you look at the overall budget number, consider how long you have to save for the wedding and think about whether you may get any financial help from friends or family members in planning it.

There are three basic options: a separate checking account, a savings account, or a money market account. Devlin recommends a joint checking account for accessibility.

You can both contribute money to the account and spend from it using your debit cards or by writing checks. You can only make six withdrawals from a savings or money market account each month without triggering a penalty. Depending on how frequently you plan to pay wedding expenses, you might consider using a high-yield savings account and a joint checking account together to cover expenses.

It's the final countdown!

You can avoid potentially coming in too low by taking time to get multiple quotes for each cost on the list before choosing a vendor. Make sure you read the fine print before you sign and consider giving yourself a savings buffer to cover potential shortfalls. Winkfield says to consider what time of year might be best for a wedding based on cost. If like us, you make endless lists in your head or on a scrap of paper only to forget them minutes later, then our Ultimate Wedding Checklist is for you.


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A step-by-step wedding planning timeline of all the main things you need to do to pull off a fabulous wedding day. Wedding planning can be daunting; doing research, managing a budget , and working out what to do when. So we created a full downloadable list of all the essential things you will need to do, from finding a wedding venue to going dress shopping , and planning a honeymoon to organising the RSVP list.

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Before You Plan Your Wedding, Plan Your Marriage

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