Combat Finance: How Military Values and Discipline Will Help You Achieve Financial Freedom
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Cultivate gratitude for the things you have now and everything that is added will feel like a bonus. Tony Robbins. Like the air you breathe, abundance in all things is available to you. Your life will simply be as good as you allow it to be. Abraham Hicks. See yourself living in abundance and you will attract it. It always works, it works every time with every person. Bob Proctor. Acknowledging the good that you already have in your life is the foundation for all abundance.
Eckhart Tolle. Jack Canfield. Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you; for everyone who asks, receives. The Bible. If you are feeling a shortage of time or money, your best effort would be to focus upon better-feeling thoughts, and do more things that make you feel good.
Everybody is like a magnet. You attract to yourself reflections of that which you are. David R. You are today where your thoughts have brought you; you will be tomorrow where your thoughts take you. James Allen. The starting point of all achievement is desire. Keep this constantly in mind. Weak desire brings weak results, just as a small fire makes a small amount of heat. Napoleon Hill. Richard Bach Click to tweet. The daily practice of gratitude is one of the conduits by which your wealth will come to you. Rhonda Byrne The Secret. Frank Sinatra Click to tweet.
Love is the most expensive gift. Love is worth so much more than money. There are so many people who are filthy rich, but have nobody to genuinely love them. Unconditional love is priceless. Suzy Kassem. Satchel Paige. Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow man. Rather than love, than money, than fame, give me truth. Money and women. Same with money. The first time you marry for love, the second for money, and the third for companionship.
Jackie Kennedy. Rachel Caine. Margaret Walker Click to tweet. Making money is a happiness.
My Plan for Financial Independence by Age 40
Making other people happy is a super-happiness. Muhammad Yunus. He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all. Eleanor Roosevelt. Everyone wants to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down. Oprah Winfrey. Marianne Williamson. Billy Graham. The holy passion of friendship is so sweet and steady and loyal and enduring in nature that it will last through a whole lifetime, if not asked to lend money.
Mark Twain. The rule is not to talk about money with people who have much more or much less than you. Katherine Whitehorn. I believe in giving my kids enough so they can do anything, but not so much that they can do nothing. How much would you sell a good relationship for? Remember that in great partnerships, consideration and generosity are more important than money. Friendship is like money, easier made than kept.
Samuel Butler Click to tweet. Teaching kids about money is never just about money. Dave Ramsey Click to tweet. Rich people constantly learn and grow. Poor people think they already know. A child must be taught early that money is only a means, a type of usefulness, an implement. Like all instruments, it has certain purposes, but it will not do everything. One must learn how to use it, what it will do, but above all what it will not do. Bruce Lee. Work to learn. Work for knowledge. We have an obligation and a responsibility to be investing in our students and our schools.
We must make sure that people who have the grades, the desire and the will, but not the money, can still get the best education possible. Be impressed by kindness, integrity, humility and generosity. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. Be a lifelong student. The more you learn, the more you earn and the more self-confidence you will have. Brian Tracy. What is important when you are young is to train yourself to get by with little money and make the most of your youthful energy.
Robert Greene. Any titles, money, or privilege you inherit are actually hindrances. They delude you into believing you are owed respect. There is no amount of money, time or energy too great to spend on our children. They are our angels, our future. In failing them, we are failing ourselves. Study the biographies of those who have built great fortunes, and you will learn that money came to them after they had produced or discovered something.
William J. True happiness lies in the pursuit of your goal, achievement in your chosen field. This must always remain primary. Whenever money becomes primary, you are on treacherous ground. Those who keep learning, will keep rising in life. Charlie Munger Click to tweet. You are your greatest asset. Put your time, effort and money into training, grooming, and encouraging your greatest asset. Tom Hopkins. The easiest way for your children to learn about money is for you not to have any.
Katharine Whitehorn. That man who seeks to learn more of his craft shall be richly rewarded. Ray Dalio Principles. What you do, and how you do it, is so much more important than how hard you do it. Money never comes from hard work. Ralph Napolitano. Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline. Thomas J. Stanley The Millionaire Next Door. Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more.
Charles Caleb Colton. Wealth may be an excellent thing, for it means power, and it means leisure, it means liberty. James Russell Lowell. The companies that are successful, they start out to make meaning, not to make money. Guy Kawasaki. Success comes to those who dedicate everything to their passion in life. To be successful, it is also very important to be humble and never let fame or money travel to your head. Making money is no fun.
Contributing to and changing the world is a lot more fun. Profit or perish… There are only two ways to make money: increase sales and decrease costs. Fred DeLuca. If money is your hope for independence you will never have it. The only real security that a man can have in this world is a reserve of knowledge, experience, and ability.
James W. Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises. Thornton Wilder. I like to take risks. But they are calculated risks. You get rich connecting with opportunities that can produce and multiply money. Grant Cardone. Wealth is the ability to fully experience life. Look at what caused people to make a lot of money and you will see that usually it is in proportion to their production of what the society wanted.
There is an excellent correlation between giving society what it wants and making money, and almost no correlation between the desire to make money and how much money one makes. A business that makes nothing but money is a poor business. Henry Ford Click to tweet. Richard Branson Virgin. We lack people with dreams, people who can die for those dreams. Jack Ma. You will get rich by giving society what it wants but does not yet know how to get.
At scale. Once you do that, it turns out there are three factors that the science shows lead to better performance, not to mention personal satisfaction: autonomy, mastery, and purpose. Dan Pink Drive.
Being good in business is the most fascinating kind of art. Making money is art and working is art and good business is the best art. Andy Warhol. Find a problem. Solve a problem. The business comes second. Robert Herjavec Shark Tank. Every sale has five basic obstacles: no need, no money, no hurry, no desire, no trust. If you make a really good product that people want and are willing to pay for, money will come. Forrest Mars, Jr. Money is just a consequence. Bernard Arnault. Money is not a goal. The goal is to make companies grow, develop, be competitive, be in different areas, be efficient to have a great human team inside the company.
Carlos Slim Helu. Larry Ellison Oracle. Michael Bloomberg. A good reputation for yourself and your company is an invaluable asset not reflected in the balance sheets. Learn to sell. Learn to build. If you can do both, you will be unstoppable. Risk comes from not knowing what you are doing. Beware the investment activity that produces applause.
The great moves are usually greeted by yawns. You must own equity — a piece of a business — to gain your financial freedom. The way to make money in the stock market is to buy a stock. Then, when it goes up, sell it. Good investing is boring.
George Soros. Benjamin Graham The Intelligent Investor. A penny saved is a penny earned. Benjamin Franklin Click to tweet. A simple fact that is hard to learn is that the time to save money is when you have some. Joe Moore. If you would become wealthy, then what you save must earn, and its children must earn, that all may help to give to you the abundance you crave. I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.
Jack Benny. Think about the least amount of risk for the greatest reward, and be extremely disciplined in that. Whatever your income, always live below your means. He who promises runs in debt. The Talmud Click to tweet. You will either tell your money what to do, or the lack of it will always manage you. Live within your means , never be in debt, and by husbanding your money you can always lay it out well. Andrew Jackson. Debt, n. An ingenious substitute for the chain and whip of the slavedriver. Promises make debts, and debts make promises, but promises never pay debts… Charles H.
Spurgeon Plain Advice for Plain People. You willed yourself to where you are today, so will yourself out of it. Stephen Richards Click to tweet. Lack of money is the root of all evil. George Bernard Shaw Click to tweet. If you start out to solely make money, you will attract the wrong kind of employees.
Wealth is like sea-water; the more we drink, the thirstier we become; and the same is true of fame. Money is like oxygen: you need it to breathe, but it can also suffocate you. Jack Dorsey Twitter. It is not the creation of wealth that is wrong, but the love of money for its own sake. Margaret Thatcher. You must gain control over your money or the lack of it will forever control you. If you worship money and things — if they are where you tap real meaning in life — then you will never have enough.
Many have jeopardized their own pursuit of wealth or financial independence for the allusion of looking wealthy instead of being wealthy. Andrew Hallam Millionaire Teacher. Within certain limits, it is actually true that the less money you have, the less you worry. George Orwell. The man who damns money has obtained it dishonorably; the man who respects it has earned it. Every job from the heart is, ultimately, of equal value. The nurse injects the syringe; the writer slides the pen; the farmer plows the dirt; the comedian draws the laughter. Criss Jami. They who are of the opinion that money will do everything, may very well be suspected to do everything for money.
George Saville. Ray Davies. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. Edmund Burke. If you want to know what a man is really like, take notice of how he acts when he loses money. Simone Weil. There are no get rich quick schemes. Make money your god, and it will plague you like the devil. Henry Fielding Click to tweet. No one has ever become poor by giving. Anne Frank Click to tweet.
True charity is the desire to be useful to others with no thought of recompense. Emanuel Swedenborg. The life of a man consists not in seeing visions and in dreaming dreams, but in active charity and in willing service. Henry Wadsworth Longfellow. Is the rich world aware of how four billion of the six billion live? Bill Gates. Philanthropy is not about the money. Melinda Gates. The truth of the matter is: you can create a great legacy, and inspire others, by giving it to philanthropic organizations. Sophocles Click to tweet. Every man must decide whether he will walk in the creative light of altruism or the darkness of destructive selfishness.
This is the judgement.
Combat Finance: How Military Values and Discipline Will Help You Achieve Financial Freedom [Book]
It does not matter how long you are spending on the earth, how much money you have gathered or how much attention you have received. It is the amount of positive vibration you have radiated in life that matters. Amit Ray. The test of our progress is not whether we add more to the abundance of those who have much; it is whether we provide enough for those who have too little. Timothy Pina. Simple, genuine goodness is the best capital to found the business of this life upon. It lasts when fame and money fail, and is the only riches we can take out of this world with us. Louisa May Alcott.
It was to build good computers. Steve Wozniak Apple. You have to learn to give. Ted Turner CNN. How wonderful it is that nobody needs to wait a single moment before starting to improve the world. Anne Frank. Wealth is not to feed our egos, but to feed the hungry and to help people help themselves. Andrew Carnegie.
Giving is about more than donating money. The acquisition of wealth is no longer the driving force in our lives. We work to better ourselves and the rest of humanity. Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it is the only thing that ever has. Eli Broad. Go into the world and do well. But more importantly, go into the world and do good. Minor Myers Jr. As the purse is emptied, the heart is filled.
Victor Hugo Click to tweet. I just sit in my office and read all day. Elon Musk Tesla. Starting and growing a business is as much about the innovation, drive and determination of the people who do it as it is about the product they sell. Elon Musk. Impossible is nothing.
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Michael Dell. What should exist? How can we realise our potential? Paul Allen Microsoft. The trouble in America is not that we are making too many mistakes, but that we are making too few. Phil Knight. Ray Dalio Bridgewater. The only way you are going to have success is to have lots of failures first. Sergey Brin Google. If we were motivated by money, we would have sold the company a long time ago and ended up on a beach. Larry Page Google. Have a healthy disregard for the impossible. Larry Page Click to tweet. We want to create beautiful, intuitive services and technologies that are so incredibly useful that people use them twice a day.
Like they use a toothbrush. Larry Page. Today, making money is very simple. But making sustainable money while being responsible to the society and improving the world is very difficult. Jack Ma Alibaba. Some people dream of success, while others wake up and work hard at it. I mean, the real story is actually pretty boring, right?
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I mean, we just sat at our computers for six years and coded. Mark Zuckerberg. When something has to be done, do it. In France, we are full of good ideas, but we rarely put them into practice. I learned from my dad that change and experimentation are constants and important. You have to keep trying new things. Robson Walton Walmart. One day, I had asked my mother for a pair of sneakers. Sean Combs P. Larry Ellison. People were working eight hours a day, but I worked sixteen hours… It was really full, non-stop work. Li Ka Shing Hong Kong investor and philanthropist. The train is about to leave the station.
Aliko Dangote Dangote Group, Nigeria. High expectations are the key to everything. Sam Walton Click to tweet. Sheryl Sandberg Facebook Click to tweet. It is the ultimate luxury to combine passion and contribution. Sheryl Sandberg. A sustainable world means working together to create prosperity for all. Jacqueline Mars American candy company Mars. Laurene Powell Jobs widow and heir of Steve Jobs. Laurene Powell Jobs. Become one of those people who work hard, invest and build, and at the same time create employment and opportunities for others.
Gina Rinehart Hancock Prospecting.
There is no monopoly on becoming a millionaire. Gina Rinehart. Every day, you have to get up with new energy and new ideas to contribute to pushing the organization forward. Abigail Johnson Fidelity Investments. Independent thinking is one of the things most valued in an investment professional.
Abigail Johnson. Susan Wojcicki Youtube. Things are always changing. Susan Wojcicki. Mary Barra GM. Growth and comfort do not coexist. Ginni Rometty IBM. Do all the good you can, for all the people you can, in all the ways you can, as long as you can. Hillary Clinton. Ellen DeGeneres. A lot of money with the wrong career is not going to make you happy. I wanted to have money; I wanted to be special; I wanted people to like me; I wanted to be famous.
I truly believe that women should be financially independent from their men. I hope the way you spend your money is in line with the truth of who you are and what you care about. I hope that your money brings joy to you and the ones you love. And I hope you use it as a powerful force for good to fulfill your best intentions. Do what you love and success will follow.
Passion is the fuel behind a successful career. Meg Whitman Hewlett Packard. Meg Whitman Click to tweet. In all, troopers from 1st Squadron, st Cavalry went to Afghanistan. While overseas, they pulled 6, patrols to fight militants and escort convoys. Some soldiers built schools and hospitals in remote areas of the war-torn country. In civilian life, with a degree in business administration from the University of Nevada, Reno, Neddenriep is a senior vice president for a major Wall Street firm.
He combined his military and business skills to advise clients and soldiers on how to achieve financial freedom. For the most part, his advice to them is not about having a bigger bank account than their neighbors or driving a fancier car.
They want to have a retirement where they can be comfortable and go spend time with their grandkids. In the aftermath of the combat tour, he drew some conclusions that led to 10 principles for achieving financial freedom and getting the downtrodden on their feet. What he discovered from hundreds of examples was that surviving the downturn was not so much related to a particular career field or income level.
Rather it had to do with maintaining certain budget principles and being lucky enough to avoid a devastating financial blast, which he equates to staying to the left in time of an improvised explosive device, or IED. Time is going on, your patrol is going down the road. Everything is going great.
You can render aid. You can call in medevac. You can do those kinds of things. But to the left of the blast there are lot more things you can do. For those who have gotten hit by the financial blast through job loss or from paying on a home that costs more than its worth, there is some salvation for veterans by using government-backed loans from the Department of Veterans Affairs.
Dave Ramsey’s 7 Baby Steps – Financial Peace University Overview
Build up our operating reserve. We want to … have some ability to move and flex and adjust to attack the enemy. Contact Keith Rogers at krogers reviewjournal. Find him on Twitter: KeithRogers2.